Accessing Standards and Resource Files

I am a 1 year MicroStation CONNECT Edition user (Version 10.13.01.01)

My group works with 3 clients each having their own standards.  I understand that "normally" a CAD manager would set up workspaces and DGNLIBs so that resources and standards such as dimension styles, levels, borders and others would be readily available to a user and then to the client.  At present, we don't have workspaces set up and always choose "no workspace". 

I am trying to figure out a way to work using MicroStation features and be able to import resources. If I import a model (e.g., containing a border), does the model stay local when the file goes out?  I am concerned when I hoover over the model and the path shows.  I can't seem to import any resources without the resource remaining linked to its outside source.

I've posted different aspects of this same problem before.  I can't seem to figure out a way to work without digging a hole for myself.  I am wanting to communicate this to our CAD manager and others.  I am not sure what all is involved, but I need a way to work now. 

I don't know if this post will get me anywhere.  I am very confused and I have work to do.  Do I have to cut and paste resources from other files, so it wont be linked to something.  It seems like I could just attach resources to the file as in AutoCAD.

Thanks,

Koog