PLAXIS 3D Bearing Capacity (Prescribed Load vs Prescribed displacement)

Hi, I would like to determine the bearing capacity of mat foundation in PLAXIS 3D. I have tried two methods, one where I applied a surface displacement along the z axis (free along the x and y axis), the other where I applied a prescribed surface load along the z axis followed by a strength reduction phase (I would obtain the bearing capacity by multiplying surface load by MSF obtained). The results obtained are different.

Can i check what is the difference between both methods mathematically? Which method would be the correct method to determine the bearing capacity of a mat foundation? When applying the prescribed load, should I add a dummy element to model the mat foundation?

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