attach a reference - cached is default. Why?

This drives me nuts as I always have to go the "interactive" dialog

If I attach a reference the setting "cached" is default. The cached attachment gets this weird text display. Anyway the caching seems not to bring any benefits for simple drawings (?) - on the contrary...

Is there a setting to change that? In the preferences for references there is only a setting to switch on "Always in Cache" which is exactly the contrary of what I want to achieve.

If I choose to reference a file "identical" - as it should be mostty in my workflows -  I always need to still go "interactive" through the attachment dialog.

At the same time I also would want to generally have the Drawing Border set to"(none)" - I cant find a preference setting for this as well.

(Sorry if i have the wording not quite right here - I am using a german interface and the last time I switched the language I had to completely reinstall as the german language option was completly lost... I do not want to through that again - I have work to do)