Question:

Are there default or example Civil Cells that are delivered with the Bentley Civil Products?

Answer:

Yes, there are delivered examples with each of the civil products.  Here are the products listed as well as their corresponding path for the delivered Civil Cells:

InRoads \ GEOPAK:
C:\ProgramData\Bentley\MicroStation V8i (SELECTseries)\WorkSpace\Projects\Examples\Bentley-Civil-Imperial\dgnlib\Civil_Cells

PowerInRoads:
C:\ProgramData\Bentley\PowerInRoads V8i (SELECTseries 3)\WorkSpace\Projects\Examples\Bentley-Civil-Imperial\dgnlib\Civil_Cells

PowerGEOPAK:
C:\ProgramData\Bentley\PowerGEOPAK V8i (SELECTseries 3)\WorkSpace\Projects\Examples\Bentley-Civil-Imperial\dgnlib\Civil_Cells